Retirement
Retirement isn’t the end of your professional life; it’s the start of a new one, in which you may live your life to the fullest without the job stress or the constraints of other people’s schedules and demands. A life in which you can look back and appreciate all of your efforts. But that’s only achievable if you’ve planned ahead of time because, while retirement may free you from regular job schedules, it often comes with a loss of income. However, with our retirement programs, we now provide a method to live a worry-free retired life.
Earn Even When You’re Retired With Our Smart Plans
You’ve worked hard your whole life, but now it’s time to relax and enjoy some free time without worrying about where your next paycheck will come from or whether you’ll become a financial burden to your family. After a lifetime of hard work, you deserve peace of mind and financial stability, and our retirement plans help you enjoy the rewards of your labours by assisting you in saving for your golden years.
Annuities
An annuity is a contract between you and an insurance company that helps you save for a long-term goal (such as retirement) and/or protects you against outliving your savings.
What Are The Different Types of Annuities?
Deferred annuity payments grow tax-free, and their value can be withdrawn or converted into a guaranteed income stream for a set number of years or for the rest of your life.
Income annuities. Payments into income annuities also provide guaranteed income, which can be received immediately or at a later period.
Variable annuity is a tax-deferred retirement plan whose value can rise or fall based on the performance of financial markets. It provides a wide selection of professionally managed investment options across a variety of asset classes and investment types. This means you can invest your contract value according to your retirement objectives, time horizon, and risk tolerance.
Fixed index annuities allow you to earn interest and produce a stream of income for the rest of your life. If you want some growth or income potential while being protected from market losses, a fixed index annuity may be a smart option.
Individual Retirement Accounts. You can invest for retirement while avoiding taxes with an IRA. IRAs give you the option of investing in mutual funds, individual securities like stocks, bonds, and exchange-traded funds (ETFs)., or annuities.
Are you in need of retirement insurance coverage? Get a Quote now from one of our experienced agents.